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Want to get up to $5,000 in cash for down payment and closing costs? 

Through First Front Door (FFD), if you qualify, Citizens Mortgage Corp. will match your contribution 3-to-1. For every $1 you contribute, you can receive $3 in grant assistance, up to a maximum of $5,000.*

*Subject to credit approval

Who qualifies for First Front Door funding?
To Qualify, You Must:
Be a first-time homebuyer (which means you haven’t owned a home within the past three years, or you owned a home only while married but not as a single person within the last three years – this includes a married couple if either has not owned a home in the past three years).
Secure a first mortgage through a participating lender.
Have an income at or below 80 percent of the area median income.
Not be a student working less than 30 hours per week.
Complete at least four hours of homeownership counseling prior to purchasing the home.
Agree to maintain the home for five years to retain the full amount of the grant. If a sale occurs before the five years expire, a portion of the grant may be required to be repaid.

Citizens Mortgage Corp. will review these and
other program requirements with you.

How to apply for a First Front Door grant

First Front Door grants are provided by FHLBank Pittsburgh and Citizens Mortgage Corp. 

Schedule an appointment with our First Front Door specialist, Missy Channels for details.

Missy Channels

Funds are now available on a first-come, first-serve basis until they are gone, so please don’t delay.

Citizens Mortgage Corp. is a division of Citizens Bank of West Virginia

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