Want to get up to $5,000 in cash for down payment and closing costs?
Through First Front Door (FFD), if you qualify, Citizens Mortgage Corp. will match your contribution 3-to-1. For every $1 you contribute, you can receive $3 in grant assistance, up to a maximum of $5,000.*
*Subject to credit approval
Who qualifies for First Front Door funding?
|To Qualify, You Must:|
|Be a first-time homebuyer (which means you haven’t owned a home within the past three years, or you owned a home only while married but not as a single person within the last three years – this includes a married couple if either has not owned a home in the past three years).|
|Secure a first mortgage through a participating lender.|
|Have an income at or below 80 percent of the area median income.|
|Not be a student working less than 30 hours per week.|
|Complete at least four hours of homeownership counseling prior to purchasing the home.|
|Agree to maintain the home for five years to retain the full amount of the grant. If a sale occurs before the five years expire, a portion of the grant may be required to be repaid.|
Citizens Mortgage Corp. will review these and
other program requirements with you.
How to apply for a First Front Door grant
First Front Door grants are provided by FHLBank Pittsburgh and Citizens Mortgage Corp.
Schedule an appointment with our First Front Door specialist, Missy Channels for details.
| Missy Channels |
Funds are now available on a first-come, first-serve basis until they are gone, so please don’t delay.
Citizens Mortgage Corp. is a division of Citizens Bank of West Virginia