Online Banking
A wire transfer is an electronic payment service for transferring funds from bank to bank via the Federal Reserve System. It is one of the fastest methods of sending and receiving funds. Once a wire transfer is completed, the funds are as good as cash.

How do I initiate a wire transfer?
Please visit your local Citizens Bank office to initiate outgoing wires.

How much does a wire transfer cost?
  • Incoming wires: $12.50 customer, $50 non-customer
  • Outgoing domestic wires: $25 customer, $50 non-customer
  • Outgoing international wires: $50 customer, $75 non-customer¬†

What are the cut off times for wires?
Properly completed and funded wire requests for outgoing wires received by 3:00 pm will be processed the same business day. Wire requests not meeting those criteria will be processed on the next business day. Incoming wires are accepted until 3:00 pm. Any wire received after 3:00 pm will be processed on the next business day.

What information do I need to send a domestic wire?
To send a domestic wire, you will need:
  • Beneficiary Name and Address
  • Beneficiary Account Number
  • Beneficiary Bank Name and Address
  • Beneficiary Bank ABA/Routing Number

What information do I need to send an international wire?
To send an international wire, you will need:
  • Beneficiary Name and Address
  • Beneficiary Account Number
  • Beneficiary IBANK, if applicable
  • Beneficiary Bank Name and Address
  • Beneficiary Bank SWIFT code
  • Correspondent Bank, if available

What information do I need to provide someone sending a wire to me?
To receive a wire to your Citizens Bank account, you will need to provide:
  • Beneficiary Bank: Citizens Bank of West Virginia - Elkins, WV
  • Beneficiary Bank ABA/Routing Number: 051501150
  • Beneficiary Account Number: Your Citizens account number
  • Beneficiary Name and Address: Account name and address as it appears on your Citizens Bank statement
Online Banking