The right brokerage relationship can make a valuable difference in your investments or asset management, and you can count on Citizens Investment Services to do what's right for you.

Rebecca Schoonover is an Investment Advisor Representative (IAR) and is registered to assist you with all of your investment and insurance needs. Offering free consultations, she is looking forward to discussing your strategies and goals with you.

Citizens provides brokerage and investment services through Cetera Investment Services. Whether you're a conservative, middle-of-the-road, or aggressive investor, Rebecca may advise you on a full range of investment products and services available through Cetera Investment Services, an experienced brokerage firm providing services to customers of nearly 600 financial institutions nationwide. Customers like you can have convenient access to a wide range of investment products at Citizens Bank of West Virginia with its long standing.

Check the background of this investment professional on FINRA’s BrokerCheck.

Our full spectrum of investment products and services include:

  • Mutual Funds 
  • Stocks & Bonds
  • US Government Securities 
  • Money Market Funds 
  • Unit Investment Trust 
  • Tax-Favored Investments 
  • Tax-Deferred Fixed & Variable Annuities
  • 529 College Savings Plans
  • Life Insurance 
  • Retirement Planning 
  • Estate Advantaged Investing 
  • Asset Allocation 
  • Portfolio Management 
  • Self-Directed IRA’s 
  • Small Business Retirement Plans 
  • Long-Term Care Insurance
  • Disability Insurance 
  • Online Brokerage Services

Citizens Investment Services is conveniently located in the main office of Citizens Bank. Appointments are available at all branch locations.

Citizens Bank of West Virginia
211 Third Street
Elkins, WV 26241
Phone: 304.637.2168
Toll-free: 800.797.5790
Fax: 304.637.2018

Securities and insurance products are offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

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This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at