image of blue texture fading into womans hand holding Citizens card over card reader

CREDIT CARD PROCESSING

FLEXIBLE MERCHANT OPTIONS

Customers spend more when they’re not constrained by cash on hand. Every day millions of Americans make a purchase using a debit or credit card. Citizens Bank offers card processing at a competitive rate with a local sales and service support network.

Accepting Visa, MasterCard, Discover and American Express for payment is one way to instantly become accessible to more consumers and other businesses. Citizens Bank can customize a merchant program to fit your processing needs and assist with the necessary equipment purchase and set-up.

Key Features

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Accept Multiple Payment TypesAll major credit cards, debit cards (signature and/or PIN based), Electronic Benefit Transfer (EBT) payments and purchasing cards for corporate/government organizations.
"Gift & Loyalty Card Programs"Gift and loyalty cards are a less expensive, more effective alternative to traditional advertising.
Ecommerce & Mobile SolutionsAccept payments through your website with shopping cart technology, or via your mobile device or tablet.
Reports & BillingView reports online and receive customized billing statements. You may also integrate QuickBooks® with your merchant account.

CUSTOMIZED SOLUTIONS TAILORED FOR THE FOLLOWING INDUSTRIES ARE AVAILABLE:

  • Retail
  • Restaurant (including fast food)
  • Lodging
  • Mail or Telephone Order
  • Internet or e-Commerce
  • Government
  • Service
  • Business-to-Business

 

CLOVER SYSTEMS

Smart, customized point of sale systems that make running your business easier.

MODERN PAYMENTS

Accept swipe, EMV® Chip, or contactless payments (like ApplePay®) almost anywhere.

Small in size, Clover Flex is built to do business virtually wherever you are. Easy to take with you and easy to hand to customers, they can tap, dip, swipe, and enter a PIN, whether in line, in the aisle, or at the table.

BUILT TO TRAVEL

WiFi and 3G-ready, Clover Flex is prepared to work on the road. It fits in the palm of your hand—making it perfect for line busting.

MORE WAYS TO PAY

Clover Flex accepts credit, debit, EMV® chip cards, contactless payments, (like Apple Pay®, Google Pay®, etc.) gift cards, and cash.

READY, SET, GROW

Clover Flex grows with you. From inventory to employee and customer management, you can run a full POS from the same compact device that takes your payments.

Learn more by contacting our Business Banker, Nick Toothman.

Clover Flex hand held credit card processing machine

ON-THE-GO

Whether you’re running around your store or tend to take matters into the field, Clover Go is your go-to POS for secure credit card swipes, dips and taps. By making it easy to take your business to your customers, Clover Go helps you get more done.

IN THE KNOW—ON THE GO

Clover handles virtually all of your essential business needs—right out of the box.

  • Accept more types of payments including magnetic-strip and EMV®-enabled credit cards, signature debit cards, and even contactless payments like Apple Pay
  • Help protect your customers, business and reputation from fraud with built-in Clover Security
  • Get deeper understanding about your business with Clover Insights

Additional benefits

  • Simple device setup lets you start accepting payments immediately
  • Clover Go can work with select apps in the Clover App Market, providing you with a wide range of tools that can help you run your business better

Learn more by contacting our Business Banker, Nick Toothman.

image of a touchless card processor

CULTIVATING COOL

Clover Mini gives your customers more ways to pay, while you get the benefits of a full-featured POS in a compact device.

MIGHTY AND MINI

Need a reliable terminal? Maybe a full-featured POS? Clover Mini is both. Expand functionality with over 300+ apps in the Clover App Market. 

KEEP IT IN THE CLOUD

Your Clover Web Dashboard lets you see your complete sales history, monitor inventory, and manage employees—wherever, whenever.

READY, SET, GROW

The Clover platform provides robust hardware and software solutions that grow with you as your business evolves.

Features that help get the job done:

  • Accepts credit and EBT card swipes, EMV® chip + PIN/signature, and contactless payments like Apple Pay®, Google Pay® and Samsung Pay®
  • Bright, durable 7-inch display with antimicrobial Corning® Gorilla® Glass

Learn more by contacting our Business Banker, Nick Toothman.

image of a tablet type product with a checkout screen

ALL-IN-ONE

Clover Station makes it easier than ever to streamline your business.

All-in-one point of sale and payments system.

The new Clover Station makes it easier than ever to streamline your business–its powerful system boasts enhanced features that help you get more done, so you can focus more on doing what you love.

TAP, DIP, SWIPE

Accept EMV® chip and signature, mag stripe, and contactless payments like Apple Pay® with optional NFC printer

Learn more by contacting our Business Banker, Nick Toothman.

FASTER THAN EVER

8-core, state-of-the-art Qualcomm® Snapdragon™ processor and 4GB memory to run your apps and business faster

SAFE AND SECURE

End-to-end encryption and data tokenization to help protect your customers and business from fraud

MORE ROBUST FEATURES THAT HELP GET THE JOB DONE:

  • Crisp 14-inch HD display with swivel feature
  • Fingerprint sensor for easy employee login
  • Built-in battery backup for uninterrupted payment processing up to 4 hours PCI PTS 5.x non PED certified WiFi, Bluetooth® 2 BLE
  • PCI PTS 5.x non PED certified WiFi, Bluetooth® 4.2 BLE
  • Works seamlessly with all Clover Family devices
image of a digital touch screen checkout machine