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Retirement Planning

Citizens Investment Services

Get professional retirement planning and investment management!  With our guidance, we’ll help you determine how much money you need for retirement and how you can live comfortably on your savings.  We can also work with you to help grow college savings or reach financial goals.

At your consultation, we’ll provide individual attention to help you make educated choices in the context of your complete financial situation. We can also assist you on a broad array of financial options, including:

  • IRAs
  • 401(k) options
  • Life & long-term care insurance
  • Small business retirement plans
  • Stocks
  • Bonds
  • Annuities, ETFs, REITs


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    Located at: 211-213 Street, Elkins,  WV 304-637-2168

    Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered.

    Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

    Click here to view Cetera Investment Services Privacy Policy, other Important Information and Business Continuity Plan.

    This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at