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Investment Management

Citizens Investment Services

INVESTMENT PRODUCTS

MANAGED ACCOUNTS

A great option for investors is to have their assets consolidated into a portfolio that is regularly attended by our Financial Advisor.

BROKERAGE ACCOUNTS

We can offer you access to a range of different investments, including stocks, bonds and mutual funds or safer investments such as CDs.

401K

Learn how implementing a 401k plan for your organization can be a valuable tool for attracting and retaining top talent.

SIMPLE & SEP IRAS

As an employer, a company retirement plan can help you save for your own retirement and attract or retain employees.  We can help you select the best option for your organization.

TRADITIONAL & ROTH IRA

IRAs are great tools to build retirement savings.  Let us help you select the best type of IRA to meet your goals.

SMART 529 PLAN

Maximize college savings with a West Virginia tax-advantaged education plan.

INSURANCE: TERM, WHOLE, UNIVERSAL

Protect your family from the financial consequences of the unexpected.  We can help match you with insurance services to make sure you’re properly insured.

FIXED & VARIABLE ANNUITIES

We can help you explore annuity options to provide a guaranteed income payout or see if a variable annuity could play an important role in your retirement planning.

 

INVESTMENT SERVICES

RETIREMENT PLANNING

Do you know how you are going to finance your retirement?  We can help you figure out how much you’ll need to save and a plan to get you there.

ESTATE PLANNING

Ensure your estate produces a lasting legacy for family, loved ones or a charitable organization

ASSET ALLOCATION

Manage your investment risk by dividing your money among different asset classes such as stocks, bonds, and money market accounts.

COLLEGE SAVINGS

We can help you determine an appropriate investment plan to help achieve college savings goals.

 

 

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MEET WITH OUR FINANCIAL ADVISOR

If you would like to learn more about investment management, schedule your free, no-obligation consultation today with our Financial Advisor.  Your consultation can take place over the phone, via email, or in a nearby Citizens office – whatever is convenient for you.

 

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    Located at:  211-213 Street, Elkins,  WV 304-637-2168

    Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered.

    Investments are: *Not FDIC/NCUSIF insured *May lose value *Not financial institution guaranteed *Not a deposit *Not insured by any federal government agency.

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    This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com