Online Banking
Citizens Bank has five personal checking accounts to choose from, with options to best fit your financial needs.


Free Checking
Manage your checking account securely, resourcefully and without monthly services charges when enrolled in e-statements.
  • No minimum Balance
  • Unlimited check Writing
  • Free Online Banking & Bill Pay
  • Free Mobile Banking*
Security Checking
We know protecting your identity and credit is paramount. Citizens Security Checking provides protection for you, joint account holders, your spouse, dependent children up to age 25 and parents living in the same household as the account owner.
  • Credit Score
  • Triple-Bureau Credit Report
  • Total Identity Monitoring
  • Fully Managed Recovery
  • Secure Internet Browser
  • Cellular Telephone Protection
Checking Plus
This is an account that pays interest and may be opened by individuals, non-profit organizations and sole proprietorships.
  • Interest Earned Daily
  • Unlimited Check Writing
  • Free Online Banking & Bill Pay
  • Free Mobile Banking*
Money Market
Our Money Market account pays the highest interest on your checking account and may be opened by individuals, non-profit organizations, sole proprietorships and businesses. 
  • Interest Earned Daily
  • Free Online Banking & Bill Pay
  • Free Mobile Banking*
Citizens Advantage
This checking account comes loaded with great benefits and rewards you for your relationship with us. Take advantage of all that comes with this account and save hundreds of dollars annually!
  • $10,000 AD&D Insurance
  • Travel & Entertainment Discounts
  • Buyer’s Protection & Extended Warranty
  • Free Checks, Cashier Checks
  • Free Safe Deposit Box Rental
Citizens Security Advantage
This is by far our best checking account with all the great benefits of Citizens Advantage combined with all the security benefits offered in our popular Citizens Security Checking. We’ve discounted this account to help our customers get the best value in checking along with an exceptional identity theft protection suite of products.
  • $10,000 AD&D Insurance
  • Travel & Entertainment Discounts
  • Buyer’s Protection & Extended Warranty
  • Free Checks, Cashier Checks
  • Free Safe Deposit Box Rental
  • Secure Internet Browsing Software
  • Cell Phone Protection/Insurance
  • IDProtect Package – include 3-1 Credit Report, Monitoring, Score

Courtesy Coverage - Overdraft Privilege