Press Room
Elkins, WV – March 23, 2026 — Citizens Bank of West Virginia, the banking subsidiary of Citizens Financial Corp. (OTCID: CIWV), has successfully completed its previously announced acquisition of Miners & Merchants Bank, expanding its footprint in West Virginia and marking the bank’s entry into Maryland. The transaction was finalized after the close of business on March 20, 2026.
As a result of the acquisition, the former Miners & Merchants Bank locations in Thomas and Bayard, West Virginia, and Oakland, Maryland, have officially opened as Citizens Bank this morning.
“This acquisition represents an important step forward for Citizens Bank and the communities we serve,” said Nathaniel S. Bonnell, President & CEO. “We are pleased to welcome customers and employees of Miners & Merchants Bank into the Citizens family. This expansion allows us to deliver an enhanced suite of products, services, and technology while continuing the personalized, community‑focused banking experience that has been central to the mission of both Citizens and Miners for more than a century.”
Citizens Bank of West Virginia has announced that Leesa Harris, Senior Vice President & Trust Officer and Vice President & Secretary of Citizens Financial Corp., the Bank’s holding company, will retire on March 31, 2026, after 43 years of dedicated service.
Harris began her career at Citizens in 1983 as Secretary & Switchboard Operator before transitioning into the role of Information & New Accounts Clerk. In 1984, she advanced to Executive Secretary, followed by Assistant Vice President & Human Resources Officer in 1998. She was named Vice President & Trust Officer in 2000 and achieved Senior Vice President status in 2002.
Her service to Citizens Financial Corp. began in 1987 as Assistant Secretary. She was named Secretary in 1994 and elevated to Vice President & Secretary in 2023.
Citizens Bank of West Virginia President & CEO Nathaniel S. Bonnell recently announced Jeremy M. Webb has joined the organization as Vice President & Commercial Loan Officer.
Webb brings extensive experience in commercial lending and business development, with a strong focus on helping businesses grow and succeed throughout the Mid‑Ohio Valley. In his new role, he will work closely with commercial customers to deliver strategic lending solutions and personalized financial services. Webb will primarily serve the Mid‑Ohio Valley and Northern Panhandle regions.
“Jeremy’s experience in commercial lending and his strong commitment to economic development make him a valuable addition to our team,” said Nathaniel S. Bonnell. “He understands the needs of our business customers and shares our dedication to strengthening the communities we serve.”
